Do your finances have you feeling overwhelmed? Maybe some home decluttering tips can help. Marie Kondo is the author of The Life-Changing Magic of Tidying Up and the focus of the Netflix show Tidying Up With Marie Kondo. Her lessons are designed to change people’s relationships to the items they own in order to declutter …
If you’re applying for a credit card, a loan, a mortgage or financing, having a good credit score is key. Lenders use credit scores to decide how likely you are to repay your debts on time. Having a low credit score means you will get unfavorable terms when you do qualify for credit, and in …
Are you financially prepared for the unexpected? There are lots of posts these days on the subject of “how many savings should I have at 30 or 40” which most of us shake our heads at. The truth is many of us live paycheck to paycheck, and as we saw with the recent government shutdown, …
High-earning people living paycheck to paycheck. It sounds like an oxymoron, but it is the reality for a staggering number of middle-class Americans. When you take inflation into account, American wages have been stagnant since the mid-80s, while the cost of living has skyrocketed. The reality is we live in an economy where we’re encouraged …
You can be on a tight budget and still choose healthy food for you and your family! You may be tempted to buy more frozen and processed foods when you are living paycheck to paycheck. But be warned, there is a high cost associated with eating cheap food in the form of weight gain, depression, …
Are you boggled by the sheer number of store credit cards available today? There are great deals to be had with store credit card loyalty programs, and we’ve handpicked the best. We’ve organized U.S. store credit cards by shopping category that are well-reviewed and offer the best value. Just make sure that before you sign …
In a recent post, we discussed the effects of cognitive biases on our spending habits. We mentioned that no one is immune to these biases and that we’ve all succumbed to at least a few of them on occasion. However, we’re not encouraging the victim mentality here. Even though cognitive biases can get the best …
The terms on some store credit cards seem too good to pass up. There is no credit check involved, the cards have no annual fee, and they advertise being interest-free for up to a year. Of course, there’s always a catch. If your favorite retailer is trying to entice you with a store-specific credit card …
It doesn’t matter how careful you are managing your spending and bill payments, unexpected fees are par for the course. A simple and completely accidental mistake can lead to outrageous charges that only make it harder to keep up with your finances. The good news is, you don’t have to accept these unfair fees. If …
It always requires some serious thought and research when you are considering moving yourself or your whole family to a new city. To aid you in your search for a more affordable place to live, we’ve created this starter’s guide to the top 10 most affordable cities in the U.S. These rankings are taken from …
