Want to move to where the action is? Be warned-it’s not going to be cheap. We’ve compiled a list of the 10 most expensive cities in the U.S. so you can determine how far your pay will go if you decide to live in one of these major industry hubs. This list is based on …
If you’re hesitant to trust the banks and believe you should keep your savings in cash at home, you’re not the only one. A 2015 American Express survey of Americans of different ages and backgrounds revealed that just under half of respondents keep their life savings in cash at home. Of those that shy away …
So, you’ve been hit with an insufficient fund charge, and maybe it’s not your first one. You probably feel embarrassed, or angry that you have this unexpected charge that you have to deal with. However, you don’t need to accept NSF charges in your life. This post discusses how to dispute an NSF charge and …
If you’re paying off debt, chances are you’ve spent money you didn’t intend to or backpedalled on your payments. Debt can feel so normal, you might not even be able to imagine a time where you will live without it. This post lists four common mindsets people have that result in them sliding on their …
Budgeting money can be boring, but it doesn’t have to be. There are ways to make the process more engaging to help you stay on course to reach your financial goals. Here are six ways you can make budgeting a fun and rewarding experience! 1. Set Financial Goals and Rewards Setting a budget to reach …
Do you find that despite your best efforts, you keep spending more money than is in your checking account? Overdraft protection is a double-edged sword – it gives you a spending safety net, but regular use and those nasty overdraft fees also worsen your debt and credit. Read this article for strategies to prevent incurring …
Here’s a cold hard fact – we’re all affected by biases. Not just the political or media biases (ie. red state vs blue state or CNN vs FOX), but also, cognitive biases. We can define cognitive biases as a mistake in reasoning, evaluating, remembering or other cognitive processes. They often occur as a result of …
If you ever see someone at IKEA with just one item at the check-out line, shake their hand. Or if you happen to be that someone, pat yourself on the back. You see, IKEA is a place where you can say “I just came for a lamp”, but then end up leaving with a bath …
Used well, reward programs like Air Miles can come in handy. The savvy shopper can rack up points and uncover some serious savings. But if you want to reap the full benefits of these programs, without succumbing to their traps, you need to understand how they work. We take a quick look at how to …
Credit card scams and fraud are on the rise and it’s getting easier than ever for scammers to steal our info. Today, we discuss the risks, and how credit card users can protect themselves from criminals. Plastic Targets Credit cards are convenient, they make everyday activities easy. Shopping on Amazon, buying groceries, monthly subscriptions like …
