Are you shocked by the cost of moving to a new home? Whether you are moving your entire family to a new state or are a senior who is downsizing your home, the cost of moving can be a huge blow to your budget. This post explores the costs of hiring professional movers and provides …
Are You Considering a Bad Credit Loan? Read This First
Have you been denied a personal loan by a bank? There are plenty of lenders that offer loans to people who have bad credit, but those loans are not without strings. Before you sign up for one of these loans you need to know what you are getting into. Our guide acts as a starting …
5 Surefire Ways to Get Young Kids Interested in Money Management
Do you wish you had started saving earlier in life? Maybe you weren’t super responsible with money when you were young. That’s all the more reason to focus on financial literacy with your kids. These days it is not uncommon to see kids and teenagers spending money like water on expensive coffee or the latest …
Step-by-Step Guide to Dispute an Error on Your Credit Report
Dealing with an error on your credit report can be an incredibly frustrating process. The amount of people who have errors on their credit report is shocking. An FTC study from 2012 revealed that 26% of people had at least one error on their credit report that was serious enough to decrease their overall credit …
A Simple Guide to Inheriting Money and Inheritance Tax
Inheriting money is not always an easy process. Aside from the emotional weight of receiving an inheritance, there are other factors that can complicate you getting what was set out in the will. It is a good idea to be prepared in advance of making any difficult decisions so you can manage receiving an inheritance …
Can Credit Repair Companies Really Fix Your Credit?
Can credit repair companies fix your credit rating? The short answer is yes, in that they can dispute unfair and inaccurate negative marks on your report. They can not magically repair the damage of late and missed payment reports, despite the promises of many credit repair scams out there. So how can a legitimate, well-reviewed credit …
5 Signs That a Credit Repair Company is a Scam
Have you been offered credit repair services that seem way too good to be true? You were probably right to listen to your gut and do a Google search on the issue. No matter how much you wish it were possible, a credit repair company can’t give you a squeaky clean credit report overnight. Scammers …
The Two Best Methods to Get Out of Debt and Why They Work
Does watching your debt snowball out of control give you anxiety? Not sure how to even begin approaching debt reduction? A study on debt and depression found that 29% of people with high debt have severe anxiety. That’s why posts like this exist. By having a concrete payment strategy in place and tracking your progress …
A Wise Driver’s Guide to Saving Money on Car Expenses
Owning a car may provide freedom, but the true cost of owning a car also drags us down. Thankfully, thrifty drivers have come up with ways you can save on the overall costs of car ownership. Our wise driver’s guide is a round-up of tips on how to save on insurance, maintenance/repair, gas, and financing. …
8 Factors to Weigh Before You Buy a Used Car
Buying a used car is a great way to save a few bucks, but how do you make sure you are not buying a lemon? To help you make a sound decision, this guide provides you with all the considerations you should make before you sign the dotted line. Here eight important considerations for buying …