When a collection agency starts to pursue, they won’t give up the chase. Constant calls harassing and hassling you can put you off your guard. It’s a big stress that weighs on you as much mentally as financially. With an understanding of how to deal with a debt collection agency, you can keep your peace …
Making A Marathon Feel Like A Sprint There are a lot of reasons people want to get out of debt fast. Getting out of debt and repairing your credit can help you move forward with your life, making it possible to make big purchases like home and vehicles. As well, the stress of debt is …
When Student Loans Feel Like A Mortgage College is a lot of firsts. Your first time living alone, your first steps towards your career, and your first introduction to debt. A student loan is meant to be a booster. It gets you into school so you can fast-track your career-track. Of course, that’s only half …
It might not sound like a big deal, but the FICO score is getting an upgrade. In early 2019, Fair Isaac Corp, the creator of the FICO credit scoring system, plans to launch a new scoring metric that measures a new set of criteria in different ways. It is called UltraFICO. Yes, that means a …
If you’re drowning in debt, you no doubt would like a lifeline. A debt counsellor can provide strategies that serve as that much-wanted lifeline, but speaking with one may seem like the last thing you want to do. However, their job isn’t to judge you. Much like a marriage counsellor or a therapist, a debt …
Have you ever had a stain on a shirt that no amount of washing and detergent could remove? Getting rid of a late payment from your credit profile may feel just as frustrating. Maybe you had a hectic month, and you forgot to pay a bill because your mind was in a million different places. …
It takes seconds to squander your money (just ask people who’ve made bad investments), but a lifetime to build savings that you can live on. Sorry, that’s just the way it works. And that’s why it’s good to teach kids this lesson with their own money, whether they earn it from an allowance, a lemonade …
A car repossession is a situation you want to avoid at all costs. Although some people allow voluntary repossessions, the peace of mind they think they’ll gain is short-lived and there’s nothing to gain from getting a car (or anything) repossessed. So if you’re facing a repo or feel that it’s a possibility, read up …
As the cliche goes, “less is more”, but does that really hold up in terms of finance? The short answer is yes. If you find it hard to make ends meet, you’ll be surprised how easy you could increase your cash flow and close those credit accounts with heavy balances. You just have to simplify …
There’s word out there that disturbs a lot of people and although it’s not a swear word, living under its spell can feel like a curse. That word is FOMO. An acronym for “Fear Of Missing Out”, FOMO is the reason why so many people buy into things they really don’t need or even want. …
