Having a series of hard inquiries hit your credit report can cause your credit score to sink. While hard inquiries are a necessary part of the credit application process, there are times when their use is unfair or in error. Although hard inquiries reflect only a small part of your overall credit score, you could …
There is no easy answer to this question. The length of time it takes to repair credit depends on how frugal and disciplined you are. Getting out of debt and rebuilding credit are intertwined, and you need to work hard at it. Someone with a credit score of 300-400 can expect it will take months …
You are probably fed up with the unfair quotes you are getting from lenders. Maybe you are being quoted on a car loan at 12% interest when you know you could be getting it for 5%. Or maybe you want to avoid paying hefty down payments on a mortgage. The good news is that adding …
If you need ASAP credit repair, look no further than this post. At RepairCreditQuick, we assess your credit report for free and connect you with a company that is specialized to help you with your case. We partner with the top credit repair specialists in the US including: CreditRepair.com Home Loans Assist Lexington Law National …
This is a question asked by those who are starting on their credit journey and long-time credit users alike. What credit score did I start with? How did it end up where it is now? How do I get it higher? The quest for a good credit rating can sometimes feel like climbing a mountain, …
Disney World or Universal Studios may be financially out of reach, but that doesn’t mean you can’t take your family somewhere special this year. You can plan the trip of a lifetime on a shoestring budget if you know when and where to look. This post aims to help you make the most of your …
Being on a tight budget doesn’t mean you have to sacrifice traveling with your partner this year. A romantic vacation for two or an anniversary getaway is a great way to reconnect with your beau and fall in love all over again. If you are willing to be flexible in your vacation planning you can …
If you are considering taking out a payday loan, reading this post will hopefully change your mind. Pretty much everybody will reach a point in their life where they need emergency cash. Payday loans might seem like a good choice as you get the money fast and don’t need good credit to receive one. There …
Have you seen companies online offering free credit repair and wonder if it’s too good to be true? As they say, you don’t get something for nothing. Some sites offer to help you repair your credit for free by automating letters to the credit bureaus for you. The truth is that generic templated letters to …
Tired of living paycheck to paycheck? It is probably time to create a household budget. A staggeringly high 4 out of 5 US workers live paycheck to paycheck, and the recent government shutdown highlighted how dire people’s finances are when their income is cut off. Establishing a household budget and saving money will help prevent …
